I don’t know many people nowadays that aren’t looking for ways to save money. With the economy the way it is, we’re all looking for ways to save a few bucks. Here’s 5 simple tips to get you started:
Tip One: Couponing!
If you’re on Sample Stuff’s site, there’s a good change that you’re already trying this. Coupons will save you money. One of the biggest tips I share is to hold on to a coupon until there’s a sale. This will give you the biggest bang for your buck! Now if you NEED to use it… use it! But if you are able to wait it out every now and again, more savings! I have written several articles her, about couponing. They will go into further detail about making coupons work for you.
Tip Two: Never Skip The Clearance Racks/Shelves
You may be able to grab something you never thought you could for a fraction of the price. Why spend more money on something, if you don’t need to?
Tip Three: At Least Open A Savings Account
This could be the little push you need to get started with saving. Even if you only transfer a few bucks each payday, it will start to grow. The more it grows, the more money you’ll want to throw in there.
Tip Four: Dinner Doesn’t Always Have To Be Your Treat
Your friends and family will love you just as much if you split the bill. And I bet you’ll be shocked at how understanding they are when you suggest a potluck or BBQ instead of going out.
Tip Five: Budget
If you are old enough to work, you’re old enough to start learning to budget. Some banks even offer “Budget” classes. Budget for extra money to throw in savings if you need to.
If you are one of the few that doesn’t need to worry about money, great! For the rest of us, these tips may need to be put into play right away. So many people are going into debt because their incomes, no longer fit their lifestyle. You can still have a nice lifestyle with a little planning. I have watched someone live on 800 a month for a family of four. You’d never know it, because they sit down and plan out their financial moves. Yes, it takes a little time and effort, but it’s doable. Have faith in yourself, and you can make it happen!