How to Give Special, Thoughtful Christmas Gifts without Breaking the Bank

It’s that time of year again, one that has a particularly knack for creating lean wallets. Christmas music is piping through the radio, the scent of pine is in the air, and all the storefronts are adorned with tinsel and multicolour lights. It’s all too easy to get carried away in the Christmas season and completely forget about your budget. However, with a little planning, you can give personal, thoughtful gifts that your loved ones, friends, and colleagues will love.

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