Cutting Travel Costs

Transportation is the number two largest expenditure for the American family weighing in at an average of $7,658 spent each year. That is roughly 12.2% of total yearly earnings for a typical middle class family. Transportation can be anything from buying a car (and keeping it running) to taking the bus to hopping a flight overseas. Who knew simply getting around cost so much? Well, we do now. So, the question becomes: how can we cut our travel costs?

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Knowing The Right Time To Refinance

The number one biggest American expenditure is housing. In fact the average person or family spends $16,895 per year on it. That’s about 26.9% of yearly earnings for a middle class family. Since this is such a large chunk of what we spend money on, it’s time to look at how we can save by way of refinancing.

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Buy ANYTHING Online Cheap

If you’re reading this, then you have internet, and if you have internet (unless you live under a rock, running a hamster-powered laptop), you’re aware of sites such as Craig’s List, eBay, and Amazon. If it’s up for sale, then you can bet what you’re looking for is just a click away on one of those sites. To be fair, there are most certainly others out there on the web, but for the purposes of this article we’ll focus on the shopping trinity previously mentioned.

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Bulk It Up

Whether it’s just you or you have a family of ten, buying in bulk is a great way to save money. Wholesalers such as Costco and Sam’s Club offer great deals on everyday items and not so everyday items that, when compared to retail prices, add up to huge savings.

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Getting Less For More

Hard economic times call for drastic measures; at least that’s what Consumer Reports is calling the latest trend to hit the retail and food industries. Have you noticed lately that the quantity or even quality of what is being purchased in stores right now is reducing while the price tag remains the same? This is the retail industry’s response to the roller coaster recession. Hiking prices is too obvious and scares consumers away. But… if you skimp on materials and market it as something new and improved, you can trick consumers into buying less for the same amount of money as previous.

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40 Uses Of The Paperclip

uses of paperclips

According to recent news, the good old paperclip that we know and love may never be manufactured again. Not to worry, with 11 billion paperclips sold every year in the U.S. (that’s 35 paperclips per individual), we’re not likely to be without it for quite some time. Even more good news… I’ve compiled a list of 40 unusual uses of paperclips. Some uses are practical, some are silly, and some are even money-saving. Take a look.

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Frugal Health Tips

School is back in session, autumn is around the corner, and cold and flu season is slowly creeping upon us. Sometimes getting sick can’t be avoided, especially young children that don’t know yet the importance of sanitation. Or perhaps you have a job where you’re in close proximity to a lot of people. Whatever your situation, staying healthy is important because that means less money spent on healthcare and drugs. Following are a few simple and free ways to keep healthy year round.

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